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Borrowers should compare the rates and charges of multiple lenders prior to buying a payday loan, to be able to find the best deal for his or her needs. Borrowers must look into the potential consequences of debt help before pursuing it, including the affect their credit history and financial well-being. Some lenders may offer lower interest levels or more favorable terms as opposed to runners. Payday loans may be more expensive for borrowers who have no other options for covering home repairs and other household expenses. Payday loans tend to be advertised as a way to get by having a financial emergency or unexpected expense. Payday loans could be more expensive for borrowers who have no other available choices for covering medical expenses or any other unexpected costs. Some payday lenders may require borrowers to offer a copy of the tax returns or another financial documents as a way to approve the borrowed funds. Some payday loans vancouver lenders might require borrowers to supply a copy of the tax returns or any other financial documents as a way to approve the loan. Payday loans could be more expensive for borrowers that have no additional options for covering travel expenses and other short-term needs.